Astro-Numerology & Vedic Astrology
Clarity for life's most important decisions.
12+Specialized Services
360°Integrated Analysis
100%Confidential
Led by Dr Singh, with over 15 years of experience, Karma Codes 360 is recognised as one of the USA's number‑one Astro‑Numerology consultancies — trusted by clients worldwide for guidance that is both authentic and practical.
Most readings look at one system in isolation. We don't. Every Karma Codes 360 consultation integrates your Vedic birth chart, your numerology profile, and the vibration of your name — because lasting alignment requires all three to work together.
Whether you are naming a newborn, evaluating a business partnership, or seeking clarity on the year ahead, you receive a structured analysis, plain-language explanations, and practical recommendations you can act on immediately.
Three ancient systems, one integrated reading — each viewing your life from a different angle.
Your janma kundali — planetary positions, dashas, and transits — reveals the timing and themes written into your birth moment.
Every name and date carries a number, and every number a vibration. We decode your life path, destiny, and name numbers in both Chaldean and Vedic systems.
Time-tested remedies and principles — from muhurta and mantra to vastu-aligned guidance — that translate your reading into practical daily action.
Each service below can be booked individually or combined into a complete 360° consultation.
Refine the spelling and structure of your name so its vibration supports — rather than works against — your birth chart and life path.
Book NowA complete analysis of your destiny, expression, and soul-urge numbers, and what they reveal about your strengths and opportunities.
Book NowClassical Vedic matching for marriage and long-term partnerships, including guna milan, dosha assessment, and timing guidance.
Book NowEvaluate or design a business name that aligns with the owner's numbers and supports growth, reputation, and prosperity.
Book NowAnalysis of your existing phone number and recommendations for number combinations that harmonize with your profile.
Book NowCarefully selected names based on nakshatra, numerology, and family harmony — a thoughtful foundation for your child's life.
Book NowUnderstand the energy of your home or prospective property, with simple remedies to improve harmony and stability.
Book NowGuidance on vehicle registration numbers and colors that complement your personal numbers for safety and good fortune.
Book NowCompatibility assessment for co-founders and partners before you commit — numbers, charts, and practical considerations.
Book NowA clear map of your current and upcoming yearly cycles — the right time to launch, invest, rest, or change course.
Book NowYour date of birth mapped onto the ancient 3×3 grid, revealing strengths, missing numbers, and balancing remedies.
Book NowA full janma kundali consultation covering planetary periods, transits, and personalized guidance for your questions.
Book NowNeed answers quickly? A priority same-day session combining astrology and numerology for time-sensitive decisions.
Book NowAlign your home or workplace with Vastu Shastra principles to support harmony, prosperity, and positive energy flow.
Book NowThe full 360° reading — your Vedic birth chart and complete numerology profile combined into one integrated consultation.
Book NowContact us by phone, email, or WhatsApp with your full name and date, time, and place of birth. All information is kept strictly confidential.
We prepare your integrated reading — birth chart, numerology profile, name analysis, and Lo Shu Grid — ahead of your session.
In a private session, we walk through your reading in plain language and provide clear, practical recommendations and remedies.
Two of the foundational instruments behind every Karma Codes 360 reading.
Enter your name to instantly reveal your Name, Soul & Personality numbers
Based on the authentic Chaldean system · numbers shown as compound → root
For a complete analysis — including name correction and compound-number meanings — book a consultation.
Your date of birth is mapped onto this ancient 3×3 magic square — every row, column, and diagonal sums to 15. The numbers present show your strengths; the numbers missing reveal your life lessons.
Mind plane · Soul plane · Action plane — read together in your session.
The Chaldean system assigns each letter a number from 1 to 8 based on its vibration — the key to analyzing names. The number 9 is considered sacred and is never assigned to a letter.
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|
| A | B | C | D | E | U | O | F |
| I | K | G | M | H | V | Z | P |
| J | R | L | T | N | W | ||
| Q | S | X | |||||
| Y |
Used in name correction, business name & baby name analysis.
"As your name, so your destiny. Align the two, and life moves with you."The Karma Codes 360 Philosophy
"The name correction consultation was thorough and professionally handled. The written summary made it easy to follow through on every recommendation. Within months, I noticed a real shift in how opportunities came my way."
"We consulted Karma Codes 360 for our daughter's name. The care taken with her nakshatra, the numerology, and even how the name sounds with our family name was exceptional. A truly thoughtful service."
"Before finalizing my business partnership, we did a compatibility analysis. The insights were specific, balanced, and practical — it gave both of us confidence in the decision. Highly professional from start to finish."
Reach out directly, or send us your details using the form. We respond to all inquiries within one business day.
Share a few details and we will contact you to confirm your consultation.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
In order to provide, operate, improve and secure its astrology, numerology, name‑analysis, consultation and related services, Karma Codes 360 ("Company") may collect personal information including but not limited to name, mobile number, email address, billing/shipping details, transaction details, IP address, device information, browser information and usage activity. By accessing or using the website, the user expressly consents to the collection, storage, processing and use of such information by the Company for operational, legal, analytical, security, administrative and marketing purposes.
The Company may contact users through call, SMS, WhatsApp, email, notifications or any other mode of communication for transactional, promotional, administrative or service‑related purposes. Users who do not wish to receive promotional communications may opt out subject to operational and legal requirements.
The Company does not sell personal information to third parties for monetary consideration. However, the Company reserves the right to share user information with its affiliates, employees, consultants, payment gateways, service providers, technology partners, legal advisors, government authorities or enforcement agencies wherever required for business operations, legal compliance, fraud prevention, dispute resolution or protection of the Company's rights and interests.
Users acknowledge that any information voluntarily disclosed, shared or posted by them on public platforms, groups, forums or communication channels may become accessible to third parties, and the Company shall not be liable for any misuse thereof.
The information collected may be used for account creation, user verification, customer support, payment processing, service delivery, analytics, internal business purposes, fraud prevention, legal compliance, marketing, promotional activities and improvement of user experience. The Company may also use such information to provide personalized recommendations, numerology and astrology consultations, and other related offerings. The Company may automatically collect technical information including browser type, IP address, device details, operating system and user activity for analytics, security monitoring and operational purposes.
By accessing the website, submitting personal information, registering, making payment or availing any service, the user expressly provides free, informed, specific and unconditional consent for collection, storage, processing and use of information in accordance with this Privacy Policy. Users may withdraw consent for promotional communications at any time by contacting the Company at +1 301‑715‑1919 or by emailing kaarmacodes@hotmail.com. Withdrawal of consent shall not affect any prior lawful processing of information, and the Company reserves the right to retain, process or disclose information where required for legal, regulatory, operational, contractual, security or dispute‑resolution purposes. Use of WhatsApp communication services shall additionally remain subject to applicable Meta and WhatsApp platform policies and terms.
The Company reserves the right to disclose personal information if required under applicable law, legal proceedings, governmental requests, regulatory directions or where such disclosure becomes necessary for enforcement of Company policies, prevention of fraud, protection of legal rights or investigation of unlawful activities. In the event of merger, acquisition, restructuring, transfer of business, insolvency or sale of assets, user information may be transferred to the acquiring or successor entity.
Payments may be processed through third‑party payment gateways, banks or payment service providers. The Company does not store complete debit/credit card details on its servers. Users acknowledge that all payment transactions are subject to the terms, conditions and policies of the respective payment gateway/service provider. The Company shall not be liable for any payment failure, unauthorized transaction, banking issue, technical error, data breach or loss arising from third‑party payment systems.
The website may contain links, integrations or access to third‑party websites, platforms, tools or services. Such third‑party entities operate independently and may have separate terms and privacy practices. The Company shall not be responsible or liable for the acts, omissions, content, policies, data practices or services of any third party. Users access such third‑party services entirely at their own risk.
The Company undertakes reasonable security measures to protect user information against unauthorized access, misuse or disclosure. However, no digital platform, server, transmission or storage system can be guaranteed to be fully secure. The Company does not warrant absolute security of information and shall not be liable for any unauthorized access, hacking, data theft, cyber‑attack, technical breach or loss caused due to circumstances beyond its reasonable control.
The Company may retain personal and sensitive information for as long as necessary for business operations, service delivery, legal compliance, dispute resolution, enforcement of rights, record maintenance or as otherwise permitted under applicable law. The Company reserves the right to retain, archive or preserve data even after discontinuation of services or closure of user accounts wherever legally or operationally required.
The website may use cookies, tracking pixels, analytics tools and similar technologies for authentication, security, analytics, customization, advertising and improving user experience. By continuing to use the website, the user consents to such use of cookies and related technologies.
By using the website, the user represents and warrants that they are legally competent to enter into a binding contract under applicable law. Minors accessing the platform shall do so only under the supervision and consent of their parent or lawful guardian. The Company reserves the right to deny access or services to any user found to be legally ineligible.
The Company reserves the right to modify, amend, update or replace this Privacy Policy at any time without prior notice. Continued access or use of the website after such modification shall constitute deemed acceptance of the revised Policy. If any provision of this Privacy Policy is held invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable.
If any user wishes to access, review, correct, amend or request deletion of personal information, register a grievance, or seek clarification regarding this Privacy Policy, the user may contact the Company at +1 301‑715‑1919 or by email at kaarmacodes@hotmail.com. The Company reserves the right to verify the identity and authenticity of any request before processing it. All disputes arising out of or relating to this Privacy Policy shall be subject to the jurisdiction of the competent courts of the State of Maryland, USA.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
By purchasing or availing any consultation, mentorship program, digital content, product or service from Karma Codes 360 ("Company"), the customer expressly agrees that all purchases are final, non‑transferable and non‑refundable except where a refund is mandatorily required under applicable law.
No refund, cancellation, chargeback or payment reversal request shall be entertained once payment is processed, access to any consultation/content/service is granted, login credentials are issued, any session has commenced, the customer has accessed/viewed/downloaded any content, or any material has been dispatched. Any cancellation request, if considered, must be made within 48 hours of payment and strictly before access to the service is provided, and the Company reserves absolute discretion to approve or reject such request without assigning any reason.
Any approved refund shall be subject to deduction of payment gateway charges, banking charges, taxes, processing fees and all other incidental expenses incurred by the Company. The Company does not guarantee any specific result, success, outcome or benefit from any consultation or service offered. Delays or disruptions caused due to technical issues, third‑party service providers, internet failure, governmental restrictions or force majeure events shall not constitute grounds for refund or compensation. Customers are solely responsible for providing accurate details, and the Company shall not be liable for any loss, failed delivery or denial of access arising from incorrect information furnished by the customer.
The Company reserves the right to suspend or terminate access without refund in cases of misconduct, unauthorized sharing, piracy, misuse of content or violation of Company policies. Unauthorized recording, reproduction, circulation, resale or commercial use of any Company content or intellectual property is strictly prohibited and may result in legal action. Under no circumstances shall the liability of the Company exceed the amount actually paid by the customer for the concerned service, and the Company shall not be liable for any indirect or consequential damages.
The Company further reserves the right to modify, amend, reschedule, replace or discontinue any consultation, content, service or this Policy at any time at its sole discretion, and continued use of the platform after such modification shall constitute deemed acceptance of the revised terms. Payment made on the platform and continued use of the website/services shall constitute valid electronic consent and a legally binding acceptance of this Policy by the customer. If any provision of this Policy is held to be invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable.
By making payment, submitting details, filling any lead form, registering or availing any service, the customer expressly consents to collection, storage, processing and use of personal information including name, mobile number, WhatsApp number, email address, billing details, transaction details, communication records and related usage information in accordance with the Company's Privacy Policy and applicable laws.
The customer further agrees to receive transactional, promotional, reminder, support‑related and service communications from the Company through WhatsApp, phone calls, SMS, email or other electronic communication modes. Such information may be used for customer support, consultations, service administration, analytics, fraud prevention, legal compliance and improvement of user experience. The Company may share limited customer information with payment gateways, CRM systems, cloud service providers, analytics providers, technology vendors and WhatsApp/API service providers strictly on a need‑to‑know basis. Users may opt out of promotional communications at any time by contacting the Company through the details below; however, the Company may continue to send transactional, legal, security or service‑related communications wherever necessary.
Customer information, communication records, transaction details, WhatsApp interactions and related data may be retained, archived or preserved by the Company for operational, legal, compliance, fraud‑prevention, dispute‑resolution, security and record‑maintenance purposes for such duration as deemed necessary or as required under applicable law.
The Company undertakes reasonable technical, administrative and organizational safeguards to protect customer information against unauthorized access, misuse, alteration, disclosure, cyber threats or unlawful processing. However, no electronic platform, transmission system or digital storage mechanism can be guaranteed to be completely secure, and the Company shall not be liable for any unauthorized access, hacking, data breach, technical failure or cyber incident occurring beyond its reasonable control.
By accessing the platform, submitting information, making payment or availing any service, the user represents and warrants that they are legally competent to enter into a binding agreement under applicable law. Minors may access the platform only under the supervision and consent of a parent or lawful guardian.
For any concern, grievance, request regarding personal information, withdrawal of consent or complaint relating to use of customer data, users may contact the Company at +1 301‑715‑1919 or by email at kaarmacodes@hotmail.com. The Company reserves the right to verify the authenticity and identity of the requesting person before processing any request. All disputes shall be subject to the jurisdiction of the competent courts of the State of Maryland, USA. By making payment on the platform, the customer confirms unconditional acceptance of this Policy.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
At Karma Codes 360, all purchases are governed by the terms set out below. By placing an order on the platform, the customer expressly agrees to this Return Policy and acknowledges that all decisions of the Company shall be final and binding.
All purchases of digital products and services including numerology reports, matchmaking reports, consultations, recorded sessions and other digital content are final, non‑transferable and non‑refundable except where a refund is mandatorily required under applicable law. Since such services are personalized, confidential and/or instantly accessible in nature, no cancellation, return, exchange, refund, chargeback or payment reversal request shall be entertained once the order is confirmed, payment is processed, access credentials are issued, the customer has accessed/viewed/downloaded any content, or the service has commenced in any manner whatsoever.
The Company does not guarantee any specific result, outcome, success, accuracy, business growth, compatibility, financial gain, emotional benefit or professional advantage from any report, consultation, prediction or service offered on the platform. In case of any genuine technical issue attributable solely to the Company, including failure of delivery or access due to technical malfunction at the Company's end, the Company may, at its sole discretion, provide re‑access, replacement delivery or technical resolution without any monetary refund obligation.
All physical products including yantras, vastu remedies, merchandise, spiritual products and related materials are sold on a strict non‑refundable basis. Returns or replacements shall only be considered in cases where the customer receives a product that is materially damaged, defective or entirely different from the order placed. Any request for replacement must be made within 48 hours of delivery by emailing the support team along with clear photographs/videos of the product, packaging and invoice as proof. Failure to report within the prescribed timeline shall constitute deemed acceptance of the product in good condition.
The Company reserves the exclusive right to inspect, verify and determine the genuineness of the claim. Customers may be required to return the product to the Company at their own cost and risk. Replacement, if approved, shall only be processed after receipt and inspection of the returned product. No monetary refund shall be issued under any circumstance. The Company shall not be liable for damage caused due to misuse, mishandling, improper storage, ordinary wear and tear, customer negligence or use contrary to instructions.
All registrations, bookings and tickets for events, workshops, seminars, live sessions or similar programs are final, non‑cancellable and non‑refundable. In exceptional cases, transfer of registration to another individual may be permitted solely at the discretion of the Company, provided written intimation is received at least 72 hours prior to the scheduled event. The Company reserves the right to reschedule, postpone, modify, replace or cancel any event, speaker, venue or session without creating any refund liability. In such circumstances, the Company may, at its sole discretion, provide rescheduling, replacement access or credit adjustment.
By placing an order, making payment, submitting any enquiry, filling any lead form, registering or availing any product/service, the customer expressly consents to collection, storage, processing and use of personal information including name, mobile number, WhatsApp number, email address, billing details, transaction details, communication records and related usage information in accordance with the Company's Privacy Policy and applicable laws. The customer further agrees to receive transactional, promotional, reminder, support‑related and service communications through WhatsApp, phone calls, SMS, email or other electronic modes. The Company may share limited customer information with payment gateways, logistics partners, CRM systems, cloud service providers, analytics providers, technology vendors and WhatsApp/API service providers strictly on a need‑to‑know basis. Users may opt out of promotional communications at any time; however, the Company may continue to send transactional, security, legal or service‑related communications wherever necessary. Use of WhatsApp communication services shall additionally remain subject to applicable Meta and WhatsApp platform policies and terms.
Customer information, communication records, transaction details, return/replacement requests, WhatsApp interactions and related data may be retained, archived or preserved by the Company for operational, legal, compliance, fraud‑prevention, dispute‑resolution, security and record‑maintenance purposes for such duration as deemed necessary or as required under applicable law.
The Company undertakes reasonable technical, administrative and organizational safeguards to protect customer information against unauthorized access, misuse, alteration, disclosure, cyber threats or unlawful processing. However, no electronic platform, transmission system or digital storage mechanism can be guaranteed to be completely secure, and the Company shall not be liable for any unauthorized access, hacking, data breach, technical failure or cyber incident occurring beyond its reasonable control.
By accessing the platform, submitting information, making payment or availing any product/service, the user represents and warrants that they are legally competent to enter into a binding agreement under applicable law. Minors may access the platform only under the supervision and consent of a parent or lawful guardian.
Refunds, if any, shall only be considered where payment has been successfully deducted from the customer's account but the corresponding product or service has not been delivered solely due to a verified technical fault attributable directly to the Company. In such cases, the Company reserves the right to first attempt redelivery, reactivation or rectification before considering any refund. Any approved refund shall be processed only after deduction of payment gateway charges, banking charges, taxes, administrative expenses and other incidental costs, and shall be credited only to the original mode of payment within 7‑10 working days or such additional time as may be required by the concerned banking or payment processing authorities. The Company reserves the absolute right to approve, reject or dispute any refund, replacement, return or chargeback claim without assigning any reason.
For any support, grievance or queries relating to purchases, deliveries, access issues or this Return Policy, customers may contact the Company at kaarmacodes@hotmail.com or +1 301‑715‑1919. The Company reserves the right to seek verification, supporting documents and proof of identity before processing any request. All disputes arising out of or relating to this Return Policy, purchase of products/services or use of the platform shall be subject to the jurisdiction of the competent courts of the State of Maryland, USA.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
This Terms & Conditions Agreement, including any amendment or update made from time to time, constitutes a legally binding agreement between the user and the website operated by Karma Codes 360 ("Company"). By accessing, browsing, registering on or using the website, products or services, the user acknowledges having read, understood and unconditionally accepted all terms, disclaimers, policies and conditions contained herein.
The user expressly declares that access to and use of the website is voluntary and undertaken with free consent, sound mind and without any coercion, undue influence, pressure, misrepresentation or force of any nature whatsoever. By accessing the platform or availing any service, the user agrees to be legally bound by all terms, disclaimers, policies and conditions published on the website from time to time. Any dispute arising out of use of the platform, purchase of products/services, consultations, reports or obligations under this Agreement shall, subject to applicable law, be governed exclusively by the competent courts of the State of Maryland, USA.
All content, reports, consultations, videos, remedies, designs, graphics, trademarks, logos, software, text, images and intellectual property available on the website are the exclusive property of the Company unless otherwise stated. Users shall not copy, reproduce, distribute, publish, transmit, commercially exploit, reverse engineer, scrape, modify or create derivative works from any material available on the platform without prior written consent of the Company. The Company reserves the unrestricted right to monitor, edit, remove, restrict or retain any user‑generated content, reviews, comments or submissions without prior notice or liability. By posting any content on the website, the user grants the Company a perpetual, worldwide, irrevocable, royalty‑free and unrestricted right to use, reproduce, display, publish and distribute such content. Users shall not use the platform for any unlawful activity including hacking, data mining, automated extraction, spamming, unauthorized access, infringement of intellectual property, defamatory publication or transmission of malicious code.
Users shall not post, reproduce, distribute or use any copyrighted material, trademark or proprietary information belonging to any third party without lawful authorization. Any copyright infringement complaint must be supported with complete particulars including proof of ownership, identity details, description and location of allegedly infringing material and supporting documentation. The Company reserves the right to remove, disable or restrict access to any allegedly infringing content without prior notice and without assuming any liability. False, frivolous or malicious complaints may invite appropriate legal action.
Use of the website and services shall be governed by the Privacy Policy of the Company, as updated from time to time. By accessing the platform, the user consents to collection, storage, processing and use of personal information in accordance with the Privacy Policy.
The services, consultations, reports, predictions, numerology analysis, guidance, remedies and all related content provided on the platform are based on subjective interpretation, personal experience, spiritual practices, individual research and non‑scientific methodologies and are intended solely for informational, educational, spiritual and guidance purposes.
The Company does not guarantee any specific result, success, accuracy, compatibility, business growth, emotional benefit, financial gain, professional outcome, health improvement, relationship resolution or future prediction through any service, consultation, report, remedy or recommendation. All decisions and actions taken by users based on the services or content are entirely at their own discretion, judgment and risk. Nothing contained on the platform shall be construed as medical, psychiatric, legal, financial, investment or other professional advice. Users are strongly advised to independently verify and exercise personal judgment before relying upon any guidance provided through the platform.
The Company and its affiliates, employees, consultants, agents, licensors and partners expressly disclaim all warranties and representations, whether express or implied, including accuracy, reliability, completeness, uninterrupted availability, merchantability, fitness for a particular purpose, non‑infringement or error‑free operation. Users acknowledge that dissatisfaction arising from subjective expectations, personal interpretation, emotional perception, spiritual belief or anticipated outcome shall not constitute deficiency of service, misrepresentation, unfair trade practice or grounds for refund, compensation or legal claim. Any material accessed through the platform is done at the user's own discretion and risk. The Company shall not be liable for any direct, indirect, incidental, consequential, exemplary or punitive damages including loss of profits, business interruption, reputational loss, emotional distress, data loss or system damage arising out of or relating to use or inability to use the platform or services.
Notwithstanding anything contained herein, the total aggregate liability of the Company under any circumstance whatsoever shall not exceed the amount actually paid by the user for the concerned service or product. Any claim, dispute or cause of action arising out of use of the platform or services must be initiated within 30 days from the date on which the cause of action first arose, failing which the same shall stand permanently barred. The user further agrees to indemnify, defend and hold harmless the Company, its affiliates, employees, consultants and agents from and against any claims, liabilities, losses, proceedings, damages, costs or expenses arising out of misuse of the platform, breach of these Terms, violation of law, infringement of intellectual property rights, chargeback disputes or actions of the user.
By accessing the platform, submitting any enquiry, registering, making payment, filling any lead form or providing contact details including mobile number, email address or WhatsApp number, the user expressly consents to receive transactional, promotional, service‑related, customer support, reminder and marketing communications through WhatsApp, phone calls, SMS, email or other electronic modes. The Company may collect, store, process and use information including name, mobile number, WhatsApp communications, email address, billing details, transaction details, IP address, device information, browser activity, usage data and communication records for customer support, consultations, service delivery, analytics, security monitoring, fraud prevention, legal compliance, operational purposes, marketing and improvement of user experience. The Company may share limited customer information with payment gateways, CRM platforms, analytics providers, cloud service providers, technology partners and WhatsApp/API service providers strictly on a need‑to‑know basis. Users may opt out of promotional communications at any time; however, the Company reserves the right to continue sending transactional, security, legal or service‑related communications wherever required. Use of WhatsApp communication services shall remain subject to applicable Meta and WhatsApp platform policies and terms.
Where applicable, physical products are generally delivered within 7‑14 business days depending upon the customer's location, logistics availability and operational conditions. Delivery timelines are approximate only and may vary due to technical disruptions, governmental restrictions, force majeure events, natural calamities, strikes or delays attributable to third‑party logistics partners. Delay in delivery shall not constitute grounds for cancellation, refund, compensation or legal claim against the Company.
All purchases made on the platform including consultations, reports, digital content, remedies and physical products are final, non‑transferable and non‑refundable except where a refund is mandatorily required under applicable law. No refund, cancellation, chargeback or payment reversal request shall be entertained once the product/service is dispatched, delivered, accessed, downloaded, attended, viewed or availed in any manner whatsoever. Customers seeking cancellation may email kaarmacodes@hotmail.com within 2 days from the date of payment strictly before accessing or availing the service, and the Company reserves absolute discretion to approve or reject such request without assigning any reason. The customer is solely responsible for providing complete and accurate details; the Company shall not be liable for failed delivery, denial of access or refund claims arising due to incorrect or incomplete information. The Company reserves the unrestricted right to suspend, restrict or terminate access to any user without refund in cases involving misconduct, abusive behaviour, piracy, unauthorized sharing, misuse of content, intellectual property infringement or violation of Company policies.
Any refund, if approved under exceptional circumstances, shall be processed only after deduction of payment gateway charges, banking charges, taxes, administrative costs and all other incidental expenses incurred by the Company. Any approved refund shall be credited only to the original mode of payment within 7‑10 working days or such additional period as may be required by the concerned banking institution or payment gateway. The Company reserves the absolute and unrestricted right to approve, reject, dispute or reverse any refund, replacement, return or chargeback request without assigning any reason.
The Company reserves the unrestricted right to modify, amend, suspend, discontinue or update any part of the website, services, products, policies or these Terms & Conditions at any time without prior notice. Continued use of the platform after such modification shall constitute deemed acceptance of the revised terms. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable. Payment made on the platform and continued use of the website/services shall constitute valid electronic consent and legally binding acceptance of these Terms & Conditions under applicable laws.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
This Shipping Policy applies to physical deliverables offered by Karma Codes 360 ("Company"), including printed and luxury reports, remedies and related materials. Most digital reports and consultations are delivered electronically; where a physical item is purchased, the terms below apply.
Physical products and printed/luxury reports are generally delivered within 7‑14 business days depending upon the customer's location, logistics availability and operational conditions. Delivery timelines are approximate only and may vary due to technical disruptions, governmental restrictions, force majeure events, natural calamities, strikes or delays attributable to third‑party logistics partners. Delay in delivery shall not constitute grounds for cancellation, refund, compensation or legal claim against the Company.
The customer is solely responsible for providing complete and accurate delivery information including name, address, email address and mobile number. The Company shall not be liable for failed delivery, denial of access or refund claims arising from incorrect or incomplete information provided by the customer.
The customer further agrees that the Company or its logistics/service partners may contact the customer through call, SMS, WhatsApp, email or other communication modes for shipment updates, delivery coordination, verification or support‑related purposes.
For any shipping‑related query, customers may contact the Company at kaarmacodes@hotmail.com or +1 301‑715‑1919. All disputes arising out of or relating to this Shipping Policy shall be subject to the jurisdiction of the competent courts of the State of Maryland, USA.
Karma Codes 360 — Astro‑Numerology & Vedic Astrology
All content, consultations, reports, predictions, remedies and allied services available on this website are provided solely for informational, spiritual, self‑development and entertainment purposes on an "as is" and "as available" basis. These services are based on traditional and interpretative methodologies and shall not be construed as medical, legal, financial, psychological, architectural or other professional advice under applicable laws. Results may vary from person to person, and no assurance, warranty or guarantee is made regarding accuracy, suitability, effectiveness or outcomes.
Users are advised to exercise independent judgment and consult qualified professionals before making significant personal, financial, legal, medical or business decisions. Any reliance upon the website, consultations, reports, remedies or services is strictly at the user's sole discretion and risk. Refunds, cancellations, rescheduling requests and payment disputes shall be governed strictly in accordance with the Company's Refund Policy.
Karma Codes 360 and its directors, affiliates, employees, consultants, representatives, licensors and associates shall not be liable for any direct, indirect, incidental, consequential, special, punitive or commercial loss, dissatisfaction, claim, chargeback, liability, technical interruption, server failure, payment gateway failure, cyber incident, force majeure event or damage arising from use of the website or reliance upon its content or services. In all circumstances, the aggregate liability of the Company shall not exceed the amount actually paid by the user for the specific service giving rise to the claim.
Users further agree to indemnify, defend and hold harmless the Company and its affiliates against any claims, disputes, proceedings, losses, liabilities or expenses arising out of misuse of the website, violation of law, infringement of third‑party rights, unauthorized reproduction of content or breach of applicable terms by the user.
All website content, reports, videos, trademarks, proprietary methodologies, designs, written materials and intellectual property are protected under applicable laws, and unauthorized reproduction, recording, distribution, extraction, commercial exploitation or republication is strictly prohibited. Services are intended only for individuals above 18 years of age and legally competent to contract under applicable law. By accessing or using this website, the user agrees to the exclusive jurisdiction of the competent courts of the State of Maryland, USA.